We're going to predict that all paper-based transactions (checks, money orders, etc.) and documentation (think of the old filing cabinet system) will disappear. We're going to predict that chips will replace everything that was once transported from one location to another through the trusty post office. " By "fastest and biggest," we mean the computer with the fastest processor, the fastest modem, the biggest memory, and the biggest hard drive capacity. Even if you think that you'll never need the amount of speed or space available on the market today, it's important to have in the event that you truly do need that much in the future. Microsoft provides a section on its website that can automatically update a computer online and it does this at no cost in an effort to reduce errors like this. Always try to keep your computer updated so that should a program share a file, it will share a file that has been updated on hundreds of thousands of computers, like yours. This is because the people who regularly contribute to an open source product do so for unmotivated reasons (other than perhaps to feed the ego.) They're highly talented, they're available, and they care. Bringing money into any project can almost mean instant death. It can kill motivation, desire, and a true willingness to create a good product. We don't recommend that you make this your first pit stop when you experience a problem, but we don't recommend that you rule this option out altogether either. Computer salespersons are hired for a reason - and that's their knowledge. Often, these kind folks can help you resolve an issue over the phone and prevent you form having to buy a costly solution. And the only protection against these seedy people is prevention. Computer security couldn't be more important than it is today and that's why we've taken the time to introduce it to you. You can reduce the probability of experiencing identity theft by making your computer as hacker-proof as possible.