To get the results they want, they would have to come up with more money than they can gather at one time. Some examples of financing options are credit cards, finance companies, and bank loans. Some finance companies are geared especially to people who are getting cosmetic surgery. They may offer loans with no proof of income, available within a day or two of the application. How to Find a Good Hair Transplant Surgeon There is no law in the US that requires a doctor to have any special credentials to perform hair transplant surgery, other than basic licensing as a physician. This leaves many potential candidates for the surgery in the dark. It is difficult to know the difference between a good hair transplant surgeon and an inexperienced one. Once you have found a doctor or doctors to consider, make sure they let you see examples of their work. It will not be enough to see what they can do with a virgin scalp. You need to see how successful they have been in dealing with problems such as the ones you have. If you cannot see the patients directly, at least ask for a look at some photos. If you did not want your hair to look good, you would not have had the hair transplant in the first place. When you are having your consultation with the surgeon, explain the kind of hair style you would like to have. This gives him an idea of how best to create the design of the hair transplant receptor sites on your scalp. When your hair transplant is done, the surgeon will be able to use fewer hair follicles per graft if your hair is coarse. That is because coarse hair provides more coverage. However, finer hair will tend to look more natural, if thinner. 5. Straight hair does not cover scalp like curly hair does. If you have straight hair, you can be sure that your hair transplant surgery will be a challenge to your doctor. These hair transplant procedures in the 1960s and 1970s used a method where 15-25 hairs were grafted in a round plug pattern. These plugs were both conspicuous and unsightly. They looked quite unnatural; if a person had hair plugs, everyone knew it. They were not only unbecoming, they were also permanent.