The procedure is permanent. If you decide you do not like the results, it is not as simple as taking off a wig to change your hair. You would have to go through many surgeries and your head may never look the same. This is why you should never accept any doctor's offer to do a few hair grafts and see how you like it before doing a full hair transplant surgery. This is quite an accomplishment after the stares that many people endured in the past because of bad hair plugs. However unnoticeable and natural micro grafts appear, they do not give you a full, thick head of hair. For that, many hair transplant surgeons will use micro grafts for the hairline and the front and edges of the hair. To get the results they want, they would have to come up with more money than they can gather at one time. Some examples of financing options are credit cards, finance companies, and bank loans. Some finance companies are geared especially to people who are getting cosmetic surgery. They may offer loans with no proof of income, available within a day or two of the application. However, a light-skinned man with very dark hair will need much more hair to provide the same amount of coverage. You should figure that the average number of hair transplant grafts needed to cover a balding area is 25% of the original hair that was there. You can move up or down from this figure according to your other factors such as thickness, curliness, or color. The International Alliance of Hair Restoration Surgeons will give you information on surgeons that are affiliated with them. The American Academy of Dermatology is another fine institution that has data on hair transplant surgeons. The American Academy of Facial Plastic and Reconstructive Surgery is known for supporting good cosmetic surgery, which hair transplant procedures are. The decision does not come easily to most people. There are many aspects of your life that are affected by your choice to have or not to have the procedure done. There are several questions to ask yourself. 1. Do I think about my hair all the time? If you cannot think of anything but how your balding head looks, it is a good indication that you need to do something.