Just when you think you have found the solution to your problems with balding, you might discover that hair transplant surgery is not for everyone. It is discouraging, but do not give up hope until you investigate to find out if you are a possible candidate. You may be surprised. The most important thing to remember is that you need hair for the hair transplant to your balding areas. If you look under a microscope at a scalp, you can see follicular units growing in just this way. The idea of bringing this information into hair transplant procedures led to innovative surgical methods. Rather than just moving around individual hair follicles, surgeons actually moved a unit which contained everything the hair needed to keep growing. If the surgeon he sees is not in that ballpark, it may be wiser to look for another surgeon. If however, the surgeon estimates a similar number, just make sure all the grafts go onto the balding parts of your scalp. To calculate the number of grafts you need for hair transplant surgery, there are several factors to take into account. Your own primary care physician may know of a surgeon who is involved in this sort of work. Otherwise, you can look for ads in the yellow pages to start your search. Contacting professional organizations is also a good idea. Once you have found a doctor or doctors to consider, make sure they let you see examples of their work. Some finance companies are geared especially to people who are getting cosmetic surgery. They may offer loans with no proof of income, available within a day or two of the application. You can finance your entire hair transplant operation with no down payment. You may get 12 months same as cash or 12% interest on a 36 month loan. Up to 800 grafts can be done in one sitting now. There is still room for improvement, though, as the results still do not look completely natural as they should. A new method of hair transplant that is being used by some doctors today is follicle-unit micro-grafting. In this procedure, grafts are made up of 1-4 hairs and are placed over the balding area.