When they use the credit card and don t pay the bills, the delinquent account is reported on your credit report. They call your credit card issuer and, pretending to be you, change the mailing address on your credit card account. Then, your imposter incur charges on your account in your name and have the bills sent to the new address. You'll also need to bring a list of all the accounts that have been affected by this crime, so the officer can include that list with your report. Report identity theft to your creditors After you finish filing the report, you'll want to make many copies of your police report. Every creditor and financial institution with whom you do business should receive a copy of that report along with a letter explaining that you have been the victim of identity theft. In some cases, criminals reportedly have used computer technology to obtain large amounts of personal data. If you have received mailed in applications for "preapproved" credit cards, but have thrown them in the garbage can without tearing up the enclosed materials, criminals may retrieve them from the trash and activate them without your knowledge. Many and many people seem to be becoming victims of such a growing threat. What exactly is identity theft and how can it do damage to our lives? It is becoming more of a problem that requires immediate solutions that can really put a stop to it. In order to be able to do something about it and protect ourselves against it, we must first be able to understand what it is. Always be aware if you re on call at a public telephone, somebody else may over hear you if you are transmitting some confidential matters concerning your personal identity. Of course, no matter how careful, or effectively oriented a person may be, at times things just happen inevitably, or without much awareness. Obviously, the best source of private information is through banks and credit cards, where bulks of cash are stored for easy and convenient payment. For unknowing business person, this transgression happens after the theft has successfully caused damage. Identity theft law covers all bounds of these illegal activities through emails, mails and other transaction cards, brokerage, insurance, and other documentations involving membership.