There are a lot of souvenir shops around that can give you an inspiration for your own wedding giveaways. Buy one and buy the raw materials for its production from your local supermarkets or office supplies stores. This will help you maximize your wedding budget. For entertainment, you can ask friends who can belt out a Mariah Carey to sing for the night; an overly talkative officemate as the host. This fact, alone, makes food the most important necessity, which summarizes that it must be the first thing you should concentrate your budget on. If you are really determined to save, you can stay alive by eating on a strict diet. A diet not necessarily for you, but for your wallet. Personal budgeting would make crackers and a glass of milk do for a meal, depending on your level of determination. It is your job to make a wise decision whether each new product is something that you really need and cannot live without. Some things may make life easier and add up to the quality of life you are living, but it is more important to know whether you can truly afford them or not. After learning between needs and wants put what you have learned into practice. The budgeting process provides people with the opportunity to carefully match their goals with the resources necessary to accomplish those goals. Budgets are well-known financial tools. In the creation of this budget entails a multi-step process that involves many people in the household or organization. If you think you're responsible enough to use it in emergency situation, then leave one for those times. Buying a Gucci dress for a hot date isn't an emergency situation. Paying for school tuition fee or electric bills is a right example of emergency situation. Only fools keep more than one credit card. What to budget on and to plan on: 1. Spending Make a spending plan - Now's the time to change your free-spending ways. To do that, track the money that's coming in and going out. Fortunately, there are easy ways to do that. Go online and search for "free budgeting software." There are many free and shareware bookkeeping software around and they are easier to use and understand than complicated finance software such as Microsoft Money and Quicken.