Online phishing happens when a scam message in your internet suggest something into validating your information records in your bank, your affiliate financier, passwords, stating the urgency of the need to update records. Sounds a very valid source but a lot more of a scam message, with the intention of stealing credit lines from your financing sources. Other identity numbers, such as specialized ATM s, Credit Cards, Master Cards, issued for high end use, and benefits with high potential credibility, are approved and released on strict and stiff screening process that allow the individual, to use on international travel and expense abroad, instead of carrying cash bulk, or money transfers that entail more time and effort. To trick you into divulging your personal information so the perpetrators can steal your identity and run up bills or commit crimes in your name. You can be a victim of identity theft even if you never use a computer. Malicious people may be able to obtain personal information (such as credit card numbers, phone numbers, account numbers, and addresses) by stealing your wallet, overhearing a phone conversation, rummaging through your trash (a practice known as dumpster diving), or picking up a receipt at a restaurant that has your account number on it. Before spending effort on legal suits, why not do preventive measures to avoid waste of time dealing with the consequences of being a helpless victim? The common saying still prevails: "Prevention is better than cure." It can happen by doing the following measures: 1. Transaction monitoring - this is done by taking care of the reports of your credit billing by requesting yearly low-charged credit reports 2. Once filed, if its with the FTI, being the leading and core authority to follow-up of credit records trespassing, it has full control to *detect, by way of consistent monitoring of your financial accounts as well as your current billings; *to deter, with caution to safeguard any personal information data under their safekeeping; *defend your identification from any continuous manipulations of the suspected theft. Your personal information should be on your own safeguard because a lot of crimes can be committed using your own records. It can be as easy as calling your own credit card issuer to change your billing address once they get hole of your credit card information. The impostor can then run charges on your account without you even knowing it because your bills are being sent to a different address.